Intuit Credit Karma

Contains ads
4.7
2.8M reviews
10M+
Downloads
Content rating
Everyone
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About this app

Get everything you need to outsmart the system with Intuit Credit Karma:

• Insights: View all your linked accounts in one place and uncover new ways to improve your finances.

• Free credit monitoring – Get alerted when your score changes, learn what affects your credit scores and get tips on how to improve.

• Advanced Cards and Loan Marketplace: You can find the best credit card and personal loan offers for you and see the specific credit limits, exact loan amounts and rates you could get approved for.

• Net Worth: Track your net worth, monitor your categorized monthly cash flow, find opportunities to save money and learn how to navigate complex financial decisions.

• Credit Builder*: Boost a low score by an average of 21 points in 4 days.*

• Checking: Direct deposit your paycheck into your Credit Karma Money SpendTM account*** and you could access your paycheck up to two days earlier.****

• Drive Score: With a good drive score, you could save big on car insurance from a nationally trusted provider.

And much, much more. Just simply download the app to get started.

DISCLOSURES

*Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply per account. Credit Builder is not provided by MVB Bank.

**A connected paycheck or one time direct deposit of $750 is required for activation. Credit Builder plan is serviced by Credit Karma Credit Builder and requires a line of credit and savings account provided by Cross River Bank, Member FDIC. Members with a TransUnion credit score of 619 or below who opened a Credit Builder plan and had it reported on their TransUnion report saw an average credit score increase of 21 points in 4 days of activating the plan.

***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.

****Early access to paycheck is compared to standard payroll electronic deposit and is dependent on and subject to payor submitting payroll information to the bank before release date. Payor may not submit paycheck early.

Some screen images are simulated.

Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.

Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748.

ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Credit Karma members are shown offers with Outstanding Approval Odds** when available to them. Offers with Outstanding Approval Odds have rates that range from 5.4% APR to 35.99% APR with terms from 12 months to 7 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender’s terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.

PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.4% to 35.99%, monthly payments would range from $349 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,712 to $28,492.
Updated on
Mar 14, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity, and Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
2.74M reviews
Eff U
March 16, 2024
I've used this app since 2017. I love the free app. the ability to check your scores and little words of encouragement that pop up when you make progress, and emails you get to improve, or look for a new card. I have had several loans thru this app giving recommendations and really love it! I wasn't a fan of the karma drive at first, but it did give me a great score on insurance! I received their Instant Karma feature when it first came out, which was awesome, but it's no longer available.
2 people found this review helpful
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Sam Findley
March 9, 2024
Similar to others, too many ads. it's clear that the driving purpose of this app is to get you to buy other products. I can easily find information about my credit score and get a loan, but finding information about my budget is gone. The convenience from mint that made it so helpful in budgeting, such as categories, setting goals, etc, are gone. Too bad because I used it for years. Deleting the app and my account and moving on.
135 people found this review helpful
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Brett Hiltbrand
March 8, 2024
One massive ad masquerading as an app. Mint had it's fair share of ads as well, but at least it was useful. Now, I no longer have my home screen widget that I had before, credit cards aren't linking correctly, I can't hide transactions and sub accounts from my net worth calculations, and I get way more spam then I did before. Way to screw up everything you touch, Intuit. All good in search of the all mighty dollar, I guess.
141 people found this review helpful
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What's new

Thanks for using Credit Karma!

Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs.